Maruti Suzuki Alto price 2025
Maruti Suzuki Alto price 2025

If you want to make Alto your first car, then this is the cheapest model, know its features

If you’re planning to make the Maruti Suzuki Alto your first car, then the Alto Standard (Base Variant) is the cheapest model you can go for. Here’s a breakdown of its features:

Maruti Suzuki Alto Standard (Base Variant) – Price: ₹3.54 Lakh (Ex-Showroom)

Key Features:

  1. Affordable Price:
    The Alto Standard is the most affordable car in Maruti Suzuki’s lineup, making it ideal for first-time car buyers with a budget.
  2. Engine and Performance:
    • Engine: 796cc Petrol Engine
    • Power: 47.33 bhp @ 6000 rpm
    • Mileage: Approx. 22-24 kmpl, making it fuel-efficient and cost-effective for daily commutes.
  3. Safety Features:
    • Single Airbag (Driver Side)
    • ABS (in some variants)
    • Smart Reverse Parking Sensors
  4. Interior Comfort:
    • Manual AC
    • Comfortable seating for small families or single occupants
    • Space-efficient design
  5. Exterior Design:
    • Sleek, modern design that stands out in the entry-level segment
    • Body Color Bumpers for a premium look
  6. Low Maintenance:
    • Maruti Suzuki vehicles are known for their low maintenance costs and high reliability.
  7. Durable and Reliable:
    The Alto is built to last with Maruti’s reputation for long-lasting vehicles and good resale value.
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Perfect for:

  • First-time buyers who need a budget-friendly, low-maintenance, and fuel-efficient vehicle.
  • Small families or individuals looking for a compact car that is easy to maneuver and park.

EMI and Financing Options for Maruti Suzuki Alto

Let’s take an example to calculate the EMI and other financing details for the Alto Standard (₹3.54 lakh Ex-Showroom price).

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Loan Example:

  • Car Price (Ex-Showroom): ₹3.54 lakh
  • Down Payment: ₹50,000 (approx. 15% of the price)
  • Loan Amount: ₹3,04,000
  • Interest Rate: 8% per annum (can vary based on banks)
  • Loan Tenure: 5 years (60 months)

EMI Calculation:

With the loan details mentioned above, the EMI would be approximately ₹6,200 per month for 5 years.

  • Total Interest Payable: ₹70,000-₹80,000 over 5 years
  • Total Payment Over Loan Tenure: ₹3.74 lakh-₹3.84 lakh (principal + interest)
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Down Payment:

A down payment of ₹50,000 (approx.) will help lower your loan amount and EMI burden. You can adjust this amount based on your budget and financial comfort.

Insurance for Alto:

  • Comprehensive Insurance for Alto Standard is generally affordable. It is a good option to ensure protection for your first car.

Bank Options for Loan:

  • Public Banks (like SBI) offer competitive interest rates and are often preferred for car loans.
  • Private Banks (like HDFC) provide quicker loan approval processes and may offer faster disbursals.