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EPFO is preparing to give fixed interest on PF account, 7 crore people will benefit

February 19, 2025 admin

EPFO (Employee Provident Fund Organization) is preparing to give fixed interest rate in PF (Provident Fund) accounts, which is expected to benefit about 7 crore employees. This step is being taken by EPFO ​​​​with the aim of making the interest rate stable and transparent for PF account holders.

Key Points:

Fixed interest rate: EPFO ​​​​is considering giving fixed interest rate in PF accounts. This will give stability to the account holders in the calculation of interest and returns annually.

Beneficiaries: This scheme will benefit about 7 crore PF account holders, including private and government sector employees.

Current interest rate: For the financial year 2022-23, EPFO ​​​​has announced an interest rate of 8.15% on PF accounts. The fixed interest rate will reduce the fluctuations in the interest rate in future.

Transparency: The fixed interest rate will give clarity to PF account holders about the returns on their investment.

Investment Policy: EPFO ​​invests in government securities (G-Secs), bonds and equities to further strengthen its investment portfolio. The fixed interest rate will provide safe returns to investors.

About EPFO:

EPFO manages the Employees’ Provident Fund, pension and insurance schemes in India.

It is one of the largest social security organizations in the world.

Conclusion:

This initiative of EPFO ​​can prove to be beneficial for PF account holders, as it will bring stability in the interest rate and give confidence to investors. However, this proposal is still under consideration, and the official announcement should be awaited.

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